TaxBills.nyc

Navigate NYC Property Taxes with Confidence

TaxBills.nyc helps you understand how property taxes are calculated, paid, and managed across New York City. We break down tax classes, formulas, exemptions, and appeal steps — all in one place, with tools and examples built for NYC homeowners.

Understanding NYC Property Tax Bills

NYC’s property tax is the city’s largest revenue source, generating over $30 billion annually. The Department of Finance (DOF) determines your property’s market and assessed values and issues your tax bill based on its class and rate. Taxes fund schools, sanitation, police, fire services, and housing programs.

NYC Tax Classes

Key Components of Your Tax Bill

Property Tax Calculation Formulas

Basic Formula

Annual Property Tax = (Assessed Value × Tax Rate) − Exemptions

Class-Based Assessment Ratios

Example Calculation (Class 1 – Homeowner)

Example Calculation (Class 2 – Co-op / Condo)

NYC Property Tax Calculator

NYC Property Tax Rate Comparison (2025 Estimate)

Paying Your NYC Property Tax Bill

Payments are managed by the NYC Department of Finance. Depending on your property’s value and class, bills are due either semiannually or quarterly.

Billing Cycles

How to Pay

Late Payments

Interest and penalties apply if you miss deadlines. Interest is charged monthly until payment is made in full.

Appealing or Reducing Your NYC Property Tax

If you believe your property’s market value or classification is incorrect, you can appeal the assessment. You must submit an application with evidence during the open appeal window (typically January–March).

Steps to File an Appeal

  1. Review your Notice of Property Value (NOPV) in January.
  2. Gather evidence: recent sales, comparable property assessments, appraisals.
  3. File Form TC-108 with the NYC Tax Commission.
  4. Await review or hearing notice for potential adjustment.

Additional Ways to Reduce Your Bill

Frequently Asked Questions

Why are NYC property taxes different for homeowners and businesses?

NYC divides properties into classes to balance the tax load. Class 1 homeowners benefit from capped increases to prevent sudden spikes, while Class 4 (commercial) properties fund more of the city’s infrastructure costs.

Do exemptions renew automatically?

Some programs like the Basic STAR automatically renew, but others such as the Senior Citizen Homeowners Exemption (SCHE) or Veterans Exemption require periodic renewal or income verification.

What happens if I miss a property tax payment?

Late payments incur interest and can eventually result in a lien being sold. NYC offers payment plans through the Department of Finance to help property owners stay current.

Can I get a refund if my assessment is lowered?

Yes. If your assessment is successfully appealed, your future bills are adjusted and, if applicable, refunds are issued for overpayments.

Where can I get official property tax records?

Visit the NYC Property Tax Portal to view past bills, assessment histories, exemptions, and make payments.